Where to Start When Buying a Home
If you’re looking to move within the next 6 months, your first step will be obtaining a pre-approval.
A pre-approval is a document verifying that a lender has looked at your finances and determined how much money you can borrow and thus how much house you can afford. A pre-approval solidifies your credibility as a home buyer. It shows sellers that you have your finances in check and that you’re serious about buying a home. Most importantly, it establishes a price range for your home search! Once you find a lender that you trust, you’ll need one form of identification and proof of your income/assets.
What You’ll Need
Form of Identification
Driver’s License
Social Security Card
Passport
Green Card
Proof of Income/Assets
Last Two Years of Tax Returns
Last Two Years of W-2s
Last 30 Days of Pay Stubs
Last 2 Months of Account Statements
Finding your dream home is one of life’s biggest joys, and with a pre-approval you can make sure that the home you fall in love is within your reach! Talk to your lender today about loan options that will work best for you.
Check out some more information on loans here.
NEXT STEPS
2. Showings
house-hunting begins
3. Closing
seal the deal